{
  "@context": "https://schema.org",
  "@type": "HowTo",
  "name": "How to file an auto insurance claim after a collision",
  "description": "Walkthrough for filing an insurance claim and getting your vehicle repaired correctly with OEM parts when warranted.",
  "url": "https://axiscollisioncenter.com/api/v1/howto/how-to-file-an-auto-insurance-claim.json",
  "inLanguage": "en-US",
  "publisher": {
    "@type": "LocalBusiness",
    "name": "Axis Collision Center",
    "url": "https://axiscollisioncenter.com"
  },
  "step": [
    {
      "@type": "HowToStep",
      "position": 1,
      "name": "Gather information",
      "text": "Have ready: police report number, your policy number, the other driver's insurance info, photos of damage, and a list of any injuries."
    },
    {
      "@type": "HowToStep",
      "position": 2,
      "name": "Call your insurance",
      "text": "Call your carrier's claims line. Ask for a claim number. Note the adjuster's name and direct phone."
    },
    {
      "@type": "HowToStep",
      "position": 3,
      "name": "Choose YOUR shop",
      "text": "Insurance may suggest \"preferred\" shops — but Texas law guarantees your right to choose. Tell them you're using Axis Collision Center."
    },
    {
      "@type": "HowToStep",
      "position": 4,
      "name": "Get the estimate",
      "text": "Bring your vehicle (or have it towed) to Axis. We'll write a detailed estimate and send it to your adjuster directly."
    },
    {
      "@type": "HowToStep",
      "position": 5,
      "name": "Authorize repairs",
      "text": "Once the adjuster approves the estimate (usually 1-3 days), you authorize repairs. Pay your deductible at pickup."
    },
    {
      "@type": "HowToStep",
      "position": 6,
      "name": "OEM vs aftermarket",
      "text": "Discuss with us whether OEM (original manufacturer) or aftermarket parts are appropriate. We advocate for OEM where structurally important."
    },
    {
      "@type": "HowToStep",
      "position": 7,
      "name": "Diminished value claim (optional)",
      "text": "If your car lost resale value due to the accident, you may be entitled to a diminished value claim against the at-fault driver's insurance. We can help you assess."
    },
    {
      "@type": "HowToStep",
      "position": 8,
      "name": "Pick up + warranty",
      "text": "When repairs are complete, you pick up your vehicle. All collision work at Axis comes with a lifetime warranty as long as you own the car."
    }
  ],
  "canonical": "https://axiscollisioncenter.com/api/v1/howto/how-to-file-an-auto-insurance-claim.json"
}